Bad Credit Bond

Bad Credit Bond Situations

$500,000 – Payment & Performance or Bid Bonds

2 Page Application for Bad Credit Bond Situations

The CCI Surety Small Contractor Program is designed for contractors that have a bad credit situation that is limiting their bond capacity or causing them to be completely declined for bonds. There is no minimum credit score requirement for this program. Experience and other factors are weighed more heavily. This program is designed for construction projects $400,000 and under. This program also does not require company financials to qualify!

Bad Credit Bond situations come in many forms and we see a lot of accounts that have bad credit or other challenges. Obtaining a bond when you have bad credit can be challenging for contractors and insurance agents that do not have a relationship with a surety that handles bad credit bond situations. CCI Surety handles bad credit bond accounts on a daily basis and our underwriters are trained to look beyond the bad credit score to look for opportunities to underwrite the bond. It may take more work but if your client has other strong attributes or experience then our underwriters will do their best to turn the bad credit bond situation into an opportunity. There are many ways to get started if you are facing a bad credit bond need. You can call CCI Surety directly or use the ‘connect with an underwriter’ area on this page or “Chat Now” below during business hours. It is also possible to get started with the applications below:

SHORT APPLICATION for Bad Credit Bond Situations

Large Payment & Performance or Bid Bonds

CCI Surety can also handle large Bid or Performance and Payment Bonds when there is a bad credit situation. The application portion is the same as smaller projects but we need a little more supporting information. On larger projects where there is a bad credit score situation, we may need more company and personal financial information. We have many options, even on larger projects.

FULL SUBMISSION for projects over $500,000

Bad Credit Bond – Commercial Application

Bad Credit Bond situations can also come in smaller forms. These types of bad credit bond situations usually fall into our commercial bond department. There are many types of commercial, probate, court, and miscellaneous bonds. Contact us directly if you are not sure what type of bond you need, or if you have been declined for any type of bond due to a bad credit score.

Don’t see the application you need? Contact Us
There are many types of additional commercial bonds that we can handle.

License and Permit Bond Application
Motor Vehicle Dealer Bond Application
BMC – 84 (Freight or Property Broker) Bond Application
Wage & Welfare Bond Application
Utility Bond Application
Liquor Bond Application
Lost Title Bond Application

Probate/Guardian Bond Application

Civil Court Bond Application

Business Service Bond Application

ERISA Bond Application

DEMPOS (Medicare) Bond Application

Fidelity/Crime Protection Bond Contact Us
-This type of bond varies by type and amount, send us more information about the bond need to receive the correct application

Bad Credit Bond – Performance Payment Application

Bid, Payment & Performance Bond Application
Subdivision Bond Application

If you are not sure which bond to use, contact us.

Jim Dillenburg

CCI Surety, Inc.


Our Home Office handles Bad Credit Bond situations in  Alaska, Arizona, California, Hawaii, Nevada, New Mexico, Oregon, Utah, Washington, Ohio, Kentucky, Arkansas, Texas, Oklahoma, Kansas, Missouri, Illinois, Indiana, Michigan, Wisconsin, Minnesota, Iowa, Nebraska, South Dakota, North Dakota, Montana, Wyoming, Colorado, Idaho and Washington D.C.

Our Southeast Region Office Handles Bad Credit bonds in Maine, Vermont, New Hampshire, Massachusetts, Connecticut, New York, Pennsylvania, New Jersey, Rhode Island, Delaware, Maryland, Virginia, West Virginia, Florida, Georgia, Alabama, Mississippi, Louisiana, Tennessee, North Carolina, South Carolina, and Tennessee


Payment & Performance ★ Bid ★ ERISA ★ Motor Vehicle Dealer Bonds ★ BMC-84 ★ Wage & Welfare ★ License and Permit ★ Commercial ★ Contract ★ Miscellaneous

Please Note: We can always get started working on submissions or applications that you have already prepared for other markets. CCI Surety, Inc. specializes in hard to place contract bonds that may have previously been declined by other sureties. We use different kinds of tools which allow us the freedom to think outside the box with our underwriting strategy. We are able to get comfortable with difficult situations using escrow / funds control, SBA Surety Bond Guarantee program and working capital deposits as different options to get the bond approved. CCI also has a very successful Easy Start Program for contracts between $500,000 and $1,000,000 that may be obtained with a two page application plus any financial documents that are available. On commercial bond business we handle both standard and non standard business. Contract Bonds – Multiple Markets – Can Provide A+ rated bonds – $3M in-house authority, up to $15M from home office – Quick Turn around – No Agency Requirements SBA Backed Bonds – 2017 National Top SBA Agent – 2012 National SBA Bond Producer of the Year – Potential to approve bonds even with negative working capital – SBA Bond Program now covers bonds up to $6.5M and in some cases $10M Commercial Bonds – Standard and Non-Standard Bonds – Experienced staff specialized in handling Commercial Bond needs – License and Permit, Fidelity, ERISA, Business Services and Court Bonds – Miscellaneous Bonds